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Case study · Estate Management

How SPDC streamlined service charge collections with Subby

Managing service charges across residential communities can be time-consuming and difficult to track. With Subby, SPDC made collections more organised, transparent, and easier for both management and residents.

88%

Service charges paid on time

70%

Fewer payment disputes

3

Estates managed on one billing system

Location

Abuja, Nigeria

Industry

Property management

Scale

1,100+ resident households

Problem

Service charge collections were difficult to manage

Residents paid service charges at different times, while facility managers relied on notebooks, spreadsheets, and bank apps to track collections.

Security, waste management, and other estate services continued every month, but delayed payments created cash-flow pressure and made it harder to maintain consistent service delivery.

Without a central system, following up on overdue payments took time and sometimes led to confusion or disputes between management and residents.

Solution

A simpler way to collect and track service charges

SPDC moved its recurring service charges onto Subby, giving residents a clearer and more convenient way to make their payments.

Residents receive WhatsApp and SMS reminders before their service charges are due, helping them stay ahead of upcoming payments.

SPDC’s management team can see paid, overdue, and disputed accounts from one dashboard, making collections more organised and easier to follow up on.

Subby features used

  • Recurring service charges
  • WhatsApp reminders
  • Collections tracking
  • Overdue customer views
  • Disputes monitoring

How it works

From signup to settlement on Subby

  1. 1

    Residents join the service charge plan

    Each household is assigned a recurring service charge plan based on the estate and services provided.

  2. 2

    Payment reminders are sent automatically

    WhatsApp and SMS reminders help residents remember upcoming service charge payments.

  3. 3

    Payments are tracked in one place

    SPDC sees which households have paid, which accounts are overdue, and which payments need attention.

  4. 4

    Issues are resolved before they escalate

    Payment disputes and account issues are logged and handled early, reducing unnecessary tension between residents and management.

Results

More consistent collections, less administrative work

With Subby, SPDC increased the share of service charges paid on time to 88% and reduced payment disputes by about 70%.

Facility managers spend less time checking bank records and chasing individual residents, giving them more time to focus on estate operations.

SPDC now uses one consistent service charge collection process across three residential communities in Abuja.

88%

Service charges paid on time

70%

Fewer payment disputes

3

Estates managed on one billing system

“Subby gave us a clearer way to collect service charges and follow up on overdue payments. Residents know what they owe, and our team knows exactly what needs attention.”

Ibrahim Musa

Ibrahim Musa

Estate Manager, SPDC